Category: Blog

As online retail continues to grow and projections indicate an uptick from pre-pandemic estimates of a 12.8% increase in eCommerce sales to 13.7%, it’s no surprise that Magento retailers and other online stores are constantly on the search for consumer-centric innovations that will encourage profitable growth alongside these figures. One such area of extreme importance for online retailers is the checkout stage on the consumer journey, a touchpoint that needs new tools to leverage conscious buyers and help businesses capture sales. Point of sale financing solutions have become paramount for their benefits to both the consumer and the retailer, acting as a solution to credit problems that may encourage more sales and drive consumer loyalty. In this article, we will highlight the 5 reasons why Magento retailers benefit from ChargeAfter’s point of sale financing platforms. 

1. Access to Multi-Lender Point of Sale Financing

ChargeAfter’s unique point of sale financing solution sets it apart from the array of other POS financing platforms available to Magento retailers. The reason ChargeAfter is showcasing added value is through the implementation of a multi-lender platform. This system funnels consumers through prime and sub-lenders until they receive acceptance of a personalized payment plan that suits their unique needs. For example, ChargeAfter will filter consumers through the financing application process in real-time and connect them to a lender that is capable of facilitating their financing needs. This gives a retailer’s consumers access to the largest selection of lenders, ensuring they are able to access funds to purchase in the quickest time possible.

2. Higher Conversion Rates at Checkout

The perks of using ChargeAfter’s multi-lender point of sale financing encompasses the platform’s ability to reflect higher conversion rates at checkout. Consumers who arrive at the checkout stage and are worried about their ability to finance their purchase are quickly and easily given access to a wealth of payment plans aligned to their financial capabilities. For example, consumers will be partnered with lenders that allow for small monthly repayments at no interest rate and this is all done without the need for a credit check. The worries stripped from having to receive a credit check allow potential customers to turn into paying customers more efficiently as they are less discouraged during this late stage of the consumer journey. 

3. Building Loyalty With Customers

In retail, customers respond to companies that make their lives easier for them. In online retail, this is truer than ever. The pandemic encouraged online shoppers to become more confident and this newfound confidence has brought with it a much more vigilant customer with varying demands from the online stores they shop with. Customers are more inclined to purchase from retailers that facilitate their unique consumer journey. When it comes to point of sale financing, ChargeAfter’s multi-lender platform will showcase one’s Magento retail businesses desire to assist their customers during the checkout process, ushering in a positive company image among these shoppers. Furthermore, this consumer support is likely to equal more return customers and this helps one’s Magento retail business’s long-term growth. 

4. Broader Consumer Base

As consumers are not required to undergo intensive credit checks with ChargeAfter’s point of sale financing, more are able to purchase products from Magento retailers that utilize the powerful platform. This gives online retailers access to a wider consumer pool, encompassing customers who have turned away from competitors during the checkout stage as they have not had access to financing.

5. Increased Sales of Large-Ticket Items

A huge draw-in for online retailers using ChargeAfter’s multi-lender platform is the ability to finance their customers’ purchases of large-ticket items. Mattress financing is proving a massive point of sale problem that can be solved through the use of this platform. This is because customers can source funds for mattresses, and other large-ticket items that they may have previously been ineligible to purchase because of failing loan applications with their bank. An increase in sales of large-ticket items drives bigger sales margins for Magento retailers.

Magento retailers should consider the benefits of implementing ChargeAfter’s point of sale financing platform if they wish to flourish in the growing and competitive online retailer industry.

Customers have become more tech-savvy and confident, qualities that have helped increase the rate at which consumers shop online. Urged on by COVID-19 pandemic lockdowns and social restrictions, the ease of online retail is also answering consumer challenges and businesses are responsible for ensuring an efficient and effective online consumer journey to meet the growing influx of smart online shoppers. The use of buy now pay later multi-lender checkout options is proving invaluable to eCommerce merchants and consumers alike, as these new solutions streamline the consumer journey to provide quick and easy shopping experiences as well as faster paths to conversion. 

In this article, we will explore the 5 reasons why customers prefer shopping with merchants who use ChargeAfter’s buy now pay later (BNPL) multi-lender platform and highlight why your eCommerce website should consider integrating this powerful technology.

1. Instant Access to Financing

One of the biggest factors that turn shoppers away from online stores is payment options and financing solutions. Many eCommerce websites fail to offer their customers access to a range of payment methods as well as point of sale financing solutions to facilitate a quick sale. Customers who shop online stores with buy now pay later systems are able to make a same-day purchase as they have access to instant funding. This helps consumers reward themselves with a purchase today and helps businesses grow their monthly sales.

2. Personalized Buy Now Pay Later Solutions

Instant access to financial support is only possible with merchants that provide comprehensive buy now pay later solutions for a range of customer segments. Customers are often unwilling or unable to shop online at stores that do not offer payment systems covering the entire credit spectrum. ChargeAfter’s multi-lender platform ensures that every customer has access to financing no matter their credit score. This personalized platform saves consumers from the worries of their credit rating, worries that may turn them away from a merchant’s online store.

3. Reliable and Trustworthy Financing

ChargeAfter accepts lenders that adhere to their policies and vets them to ensure that consumers receive financing from only the best lenders in the marketplace. The quality control gives consumers who shop with merchants using ChargeAfter’s buy now pay later platform peace of mind and confidence that they are receiving support from a reputable, reliable, and trustworthy source. Increasing consumer confidence at this point of the checkout stage is critical as it will help secure the sale.

4. Shop from Any Destination

Consumers around the world can benefit from online stores that integrate ChargeAfter’s BNPL multi-lender checkout option as the system works for customers no matter where they are based or where they are shopping from. Consumers shop from the comfort of their homes, on the go, at their workplaces, or during vacations, so the multi-country facilities of these platforms ensure satisfied customers across the globe.

5. Purchase Pricier Products

Customers who are searching for pricier products are more reluctant to buy on credit as the longer it takes to pay off, the more they end up paying for the product. Take consumers who are looking to purchase a mattress, for example. These products cost a lot as is, and with added interest rates can go well beyond an average consumer’s budget. Consumers who calculate the final cost, which is most smart online shoppers, may stop before checkout and reevaluate their options – often searching for more affordable deals elsewhere or going for something second-hand. Merchants can mitigate this risk by integrating ChargeAfter’s multi-lender platform which gives consumers instant access to comprehensive payment plans that suit their needs and budgets. This helps consumers easily access and finance pricier products more confidently.

From personalized buy now pay later solutions to comprehensive and affordable payment plans for pricier products, online shoppers prefer purchasing from merchants using ChargeAfter’s powerful buy now pay later multi-lender checkout options.

Magento eCommerce retailers would be wise to consider new strategies for the promotion, acquisition, and retention of consumers shopping on their online stores as more people flock to online retailers for their products. Statistics showcase that revenue generation for online retailers has and continues to show impressive growth, largely linked to growing consumer confidence in online shopping and the need for online retail solutions during pandemic-enforced lockdowns and restrictions. An essential part of the consumer journey that needs Magento eCommerce websites’ attention is the checkout process, and offering point of sale financing solutions may be the answer online retail owners have been searching for in their strategic approach to securing new and sustained customer business. 

What is ChargeAfter

ChargeAfter is a platform that connects merchants and lenders to provide online shoppers with accessible point of sale financing options during the checkout stage of their consumer journey. The market-leading platform provides finance coverage for customers to promote business and increase revenue and margins for a range of eCommerce websites, including those operating on the Magento platform. The success of ChargeAfter’s buy now pay later consumer financing systems are linked to its integration of multi-lender platforms with Magento eCommerce partners, a solution that is designed to give more consumers access to the finance required to make a purchase on one’s online store.

Multi-Lender Point of Sale Financing

Typical consumer point of sale financing platforms offer single lender capabilities that limit a customer’s potential access to funding. For example, single lender platforms may deny customer’s financing based on their credit ratings or the price of a particular product. The need for more inclusive systems is evident and ChargeAfter’s implementation of multi-lender solutions comes in to answer these challenges that consumers face. 

As a customer approaches the checkout stage of your Magento eCommerce consumer journey, they may use the multi-lender platform to receive point of sale (POS) financing options regardless of product price or credit rating. This is because the system funnels customers from prime to subprime lenders until they are accepted. In providing more customers with financial access to purchase the products in their cart, Magento eCommerce platforms can improve monthly sales figures through the integration of ChargeAfter’s multi-lender merchant platform.

Benefits of Integrating ChargeAfter with Magento eCommerce

There are boundless benefits to integrating ChargeAfter with Magento eCommerce platforms, and we have outlined the three primary advantages that one’s online retail store can leverage through this integration:

Increase Customer Conversions

Connecting customers with multiple lenders means more shoppers will receive access to POS financing, allowing Magento eCommerce websites to deliver personalized and instant solutions based on each individual customer’s online shopping needs. This efficient and efficient process streamlines the customer conversion process, facilitating sales growth through an increase in active shoppers.

Broad Credit Capabilities

ChargeAfter’s multi-lender platform caters to customers across the entire credit spectrum, allowing every visitor of your website to gain access to tailored point of sale financial options and thus improve the rate at which one’s online store experiences sales. 

Global POS Finance Support

The multi-lender platform is global, meaning your customers from around the world will have access to reliable and efficient financing options no matter where they are shopping from. This gives every Magento eCommerce website access to a larger consumer pool.

How to Utilize ChargeAfter Consumer Financing with Magento eCommerce

ChargeAfter’s team of skilled technicians and readily available consultants are just a call or email away from integrating the powerful multi-lender platform with one’s Magento eCommerce website. The system is implemented quickly, giving you access to the above-mentioned benefits as soon as possible. Furthermore, ChargeAfter provides continued support and full reporting on your sales growth through platform integration. 

Global eCommerce has experienced massive sales hikes, with online retail sales growing 27.6% for the year, a significant increase from the estimated 16.5% growth mid-pandemic according to authority sources. People around the world have grown accustomed to ordering their products online, with consumers more confident in online shopping today than ever before. This is largely owing to the need for efficient eCommerce solutions during long lockdown periods and social restrictions and this shift in shopping mindset is responsible for the enormous growth in online retail sales. That said, the same sources forecast a downward trajectory in online sales in 2021 as brick-and-mortar stores make a post-pandemic comeback. For this reason, buy now pay later (BNPL) solutions for Magento eCommerce websites are becoming an essential step in closing a customer deal online. 

In this article, we will explore the potential revenue boost for Magento eCommerce websites that integrate BNPL systems, particularly ChargeAfter’s powerful multi-lender platform. 

The Most Vital Consumer Touchpoint

The checkout stage on a customer’s online shopping journey is the most vital consumer touchpoint, and Magento eCommerce websites must consider new avenues to secure online retail sales once their customers have landed at the “Checkout” button. Many shoppers are enticed by great deals only to turn away from an eCommerce store having reviewed their cart and found that they do not have enough disposable capital to purchase their chosen products. The ‘um’ and ‘ah’ that consumers experience during the checkout stage could be mitigated through the integration of a buy now pay later Magento eCommerce plugin that allows them to cash in for the products today with confidence in settling the balance at a later time. Adopting such systems encourages consumers to keep shopping on one’s website, helping secure a quicker growth in sales. 

Leveraging Powerful BNPL Financing Multi-Lender Platforms

It’s one thing offering money lending solutions to consumers checking out on eCommerce websites, and it’s a completely different ballgame offering powerful multi-lender platforms that benefit a broader spectrum of consumers. ChargeAfter’s multi-lender platform gives more customers access to point of sale financing by funneling them from prime lenders to subprime lenders until they are accepted. This process happens instantaneously and on the back-end of Magento eCommerce websites, eliminating any confusion for the consumer and focusing on navigating them seamlessly through the sales funnel. The integration of this multi-lender platform means more customers have access to buy now pay later solutions, thus encouraging an increase in daily online sales.

New Solutions for Working Systems

Ecommerce point of sale (POS) financing and lending is not a new merchant solution, but ChargeAfter’s multi-lender platform is a fresh tweak of a working system that allows more customers to seek BNPL financing. Magento eCommerce websites that utilize multi-lender platforms have access to almost double their current consumer base as customers who were previously eligible for POS financing can now safely and securely pay for their products today with reliable payback options. The decision to offer multi-lenders aims to combat new challenges facing online retailers such as the rebound of physical retail stores post-pandemic discussed earlier in this article. 

Magento eCommerce websites need to switch on to online trends and activate as many avenues for sales growth in order to reduce the risks of rising consumer interest in physical retail stores. As customers possess more confidence in online shopping, the integration of ChargeAfter’s multi-lender platform may help answer these concerns as well as promote sales through streamlining and promoting access to financing for a larger segment of consumers shopping on one’s Magento eCommerce website.

There is a massive customer segment that is grossly overlooked, and it is a segment that is only growing. The subprime consumer – or those customers who don’t have access to credit or an established credit score. Normally, this is a segment that most retailers don’t take into consideration, and why should they? How can you be sure they can actually afford your product and they are more likely to make a one-time purchase if and when they purchase your service or goods. 

However, consumer behavior is continuously changing and according to statistics, 50% of Gen Z – the consumers who are quickly becoming an important segment in the market, have a prime credit score and a credit card with an average utilization rate of around 31%. So what about the other 50%? The percentage that doesn’t have an established credit score or who simply doesn’t want credit cards? This is the segment that poses a wonderful opportunity for merchants to not only increase their sales but also improve customer retention rates. 

Here’s how Buy Now Pay Later consumer financing from ChargeAfter can help you tap into this market.

The Subprime Customer – Who Are They?

Subprime customers are typically those who have a harder time getting approved for credit or loans from prime lenders because their credit scores are “fair”, or below average.

The higher your credit score, the easier it is to gain access to things like credit cards, short-term loans, and mortgages. Unfortunately, those who do not have a well-established credit record or a low credit score have a much harder time securing loans for houses, cars or getting approval for rentals and store or credit cards. 

Why Do Subprime Customers Matter?

The simple answer is that it is an untapped market that not only helps to increase your bottom line but also creates an opportunity for you to build a lasting customer relationship, one they might not be able to find in many other stores. 

A subprime customer doesn’t necessarily mean that they don’t earn as much as a prime or near-prime customer, it may just be that their credit scores are not above average because they haven’t built up a credit history yet. They are usually seen as high-risk buyers but research shows that the average income for a subprime consumer is around $70,990, whereas a prime lender customer is around $79,834 – only a few thousand dollars difference between the two. The same can be said for the debt the average subprime customer has accrued, which is $6,489, whereas the average prime or near-prime customer has accrued $6,194 – a minor difference of a few hundred dollars.

They may seem riskier when it comes to offering financing or personal loans, but looking closer at the numbers, the statistics show that they are not that far off from the consumer average.

How To Tap Into This Market With Buy Now Pay Later From ChargeAfter?

These customers may be turned away by prime lenders, but ChargeAfter’s waterfall financing network enables you to find the best terms and financing options for these customers. The ChargeAfter waterfall financing model works by connecting your customers to a multitude of prime, near-prime, and subprime lenders. Applicants are funneled through the waterfall and matched with the perfect lender that has terms and conditions suited to their needs. Instead of turning away customers that seem high risk to prime lenders, you can connect them to lenders who are willing to finance their purchases from your store. 

Since ChargeAfter’s technology uses multiple lenders, the consumer approval rating for Buy Now Pay Later financing is over 85%, whereas other single lender BNPL service providers only have a customer approval rate of between 60% to 65%.

This means that by using ChargeAfter as a BNPL service provider, you can get up to 20% more BNPL financed sales than if you were to use other single lender financing service providers. 

The Bottom Line

Despite being considered “risky borrowers”, subprime lenders make up a large portion of a viable market. By offering them waterfall consumer financing from ChargeAfter, you open the door for more opportunities to build a new customer base, increase your bottom line, and give your customers the chance to establish a healthy credit history. 

Furniture doesn’t last forever, at one point or another, these items do need to be replaced. And if you don’t want to have to replace your new items after a few months or years again, it is worth spending a little extra money to get the items that will last even with frequent use. Whether you are redecorating your home for a more modern touch, or need to upgrade a few items that are looking a little worse for wear, these are the pieces of furniture worth splurging a little extra money on.

A High-Quality Mattress 

Getting a good night’s rest is one of the most vital aspects of leading a healthy lifestyle. It plays a pivotal role in maintaining the health and proper function of many biological organs and functions. Many people don’t realize this, but the state and quality of your mattress do have a significant impact on the quality of your sleep, your posture, and your spine health. 

When it comes to a high-quality mattress, the furniture item that is used the most, it isn’t wise to skimp on the cost. Instead, it should be a well-thought-out purchase, taking into account the type and brand rather than just the price tag. Before making the final decision, ensure you have done all the research and have actually tested out the mattress in person. A mattress that is too firm or too soft won’t support your spine while you are catching those much-needed zzzs. You need to find the right balance that works for your body type and needs. Yes, eCommerce has changed the way we shop, but some items, like a mattress, should still be tested out at the store before making any purchasing decisions. 

Living Room Furniture

Second to a mattress, your living room furniture is probably going to receive the most wear and tear, and the saying “you get what you pay for” holds true with these items. If you want your living room furniture to last more than 4 years, it is worth spending the extra money. A higher-quality sofa or couch will also offer more support as it is manufactured with a sturdier frame. The fabric quality is also a smart investment considering that spills are almost inevitable, especially with young ones. You want to invest in a sofa that offers support, can withstand heavy use, and is made with fabric that is easy to clean and stain-resistant. 

An Ergonomic Office Chair 

The COVID-19 pandemic has highlighted that remote work is entirely possible for some industries. Most companies have requested that their employees continue to work from home, a trend that doesn’t seem to be going anywhere any time soon. If you are fortunate enough to work from home, then splurging on an ergonomic office chair is a worthwhile investment considering that the average American spends 13 hours a day sitting! These chairs are designed to not only last but also to minimize strain on the spine, lower back, and neck. 

Before making the final decision, it is important to do your research into the product features and material used. The term “ergonomic” has become a marketing ploy and can make it difficult when making an informed decision. Take your time to look into reviews and to test the chair out in person at a store. 

A Sturdy Dining Set

Some of the best memories are created around the dining room table and is definitely considered a must-have item in any home if you have the space. This furniture piece is not only important for your eating habits but also serves as a focus piece in the room when entertaining guests. Splurging on one that is sturdy, stain-resistant, and well crafted will save you more money in the long run because it won’t need to be replaced often. 

Saving More With Point Of Sale Furniture Financing 

As we mentioned before, when it comes to furniture “you get what you pay for”. And unfortunately, quality doesn’t come cheap in most cases. But it is still possible to invest in quality furniture without breaking the bank or maxing out your credit cards. Point of Sale, or Buy Now Pay Later furniture financing is paving the way for consumers to get the items they want. Instead of skimping on price or quality due to budget constraints or having to put yourself into more credit debt, you are able to make larger purchases that can be split over a few months without any hidden costs or exorbitant interest fees. This type of furniture financing is customized to your budget, giving you more freedom to make smarter, more financially savvy decisions. Ready to learn more about Buy Now Pay Later furniture financing? Get all the information you need here. 

Now that you know what furniture is worth splurging on and how to gain access to it with flexible financing options, it’s time to furnish your home with the items that make you happy! 

 

It’s no secret that the Point Of Sale financing, or otherwise known ad Buy Now Pay Later (BNPL) space is becoming more popular and relevant for the shoppers of today. It is a financing option customers have come to expect from retailers when checking out. Paying for your purchase in smaller more affordable monthly payments, who would turn that offer down?! 

This type of consumer financing has opened a new door of opportunity for retailers and leveled the playing field for consumers who don’t have access to credit cards or prefer not to have one at all. It feeds into the instant gratification consumers are looking for because let’s face it, waiting till payday to get those new designer heels is an anti-climatic experience no customer wants to face. 

Sure, there are some stores that won’t reap many benefits from BNPL options, like small convenience stores, simply due to the fact that bread or milk is not an impulse purchase. However, there are many industries that do benefit from offering their customers BNPL financing options. 

If you are thinking about implementing consumer finance for your shoppers, here are just a few of the industries that are reaping the rewards of the BNPL boom.

Sustainable Products And Fashion 

Sustainable items are high in demand and rightfully so. The world is taking conscious measures to lower its carbon footprint and make more sustainable decisions when it comes to its purchases. Unfortunately, these goods don’t come cheap and it is not viable for retailers to mark down their price points considering how much more time and labor goes into sourcing and manufacturing these goods. Point of Sale financing helps you keep the price fair for both parties and also makes it more accessible for customers especially with trending products like clothing, fitness accessories, and beauty. 

Travel

While travel has taken a hit due to the current pandemic, a lot of shoppers living in states with more relaxed lockdown rules are still looking to go on vacation to destinations that allow them in. The cost of accommodation, travel, food and extra amenities like spa days, boat trips, and tours add up. Usually, travelers put these expenses on their credit cards and land up paying off the vacation many months or years after it has ended at a much higher cost due to the interest. Buy Now Pay Later travel financing offers your customers a more affordable way to jet set without mounting interest rates if paid back on time monthly. 

Electronics

Unfortunately, our devices are not indestructible. Accidents happen and it is not a cheap exercise to replace them. Outdated technology is also costly to upgrade. And the truth is that only a fraction of your customers have the extra cash lying around to buy these goods upfront. Many people are reluctant to swipe their credit cards for these costly purchases because it not only increases their credit utilization, leaving them with a very low available balance for other emergencies that may arise, but it also lands up costing more once the APR’s, interest, and fees are factored in. With electronic financing options like BNPL, your customers get to choose the terms and conditions that best suit their pockets. Why let your customers max out their credit balances when you can offer them instant financing that is transparent and gives them more bang for their buck with flexible terms to choose from.

Furniture

Much like electronics, furnishing a new house or replacing a mattress is an expense most can’t afford to pay for right then and there. Layby options are also not the ideal solution when it comes to furniture financing. Customers don’t want to pay off a couch they can’t enjoy until the final payment is made. It is a far better shopping experience for the customer when they get to buy the couch or mattress they have been looking for without having to pay up the full amount upfront or wait a few more months until they can go pick up the paid in full goods. BNPL furniture financing is the way forward. Customers can purchase the products they want and take them home the same day without worrying about settling the full cost right then and there. 

These are just a few of the many industries that benefit from BNPL pay later. When all is said and done, it is the final sale that matters. When customers are comfortable and feel confident in your financing options, they will not only complete the transaction but will be more likely to return to your business – a business that understands the financial needs of the modern-day shopper. 

The business world is moving online at a rapid speed. The COVID-19 pandemic has only emphasized just how important an online presence is in this day and age. While retail will never truly be dead, moving your retail business to a digital space is a necessity most consumers now demand. What was thought to be strictly offline businesses have now embraced the cyber world. Consumers now have direct access to healthcare, shopping, and other services from the comfort of their own homes. So, who can blame them for enjoying the convenience and comfort? 

It may seem like an overwhelming task to move your products and services online, however, there are so many platforms that have been developed to make the process a whole lot easier. If you are planning to make the digital leap, here are some of the best eCommerce platforms worth looking into:

WooCommerce

WooCommerce is a robust, open-source shopping cart plug-in built to integrate into WordPress website platforms seamlessly and offers a wide range of functionality that can also be customized to suit your needs. WooCommerce can be used to take bookings, sell physical products, offer courses and downloads, memberships, and subscriptions globally or in specific regions. It is mobile-friendly, has support, and is extremely easy to navigate for those who will be invoicing, uploading products, and managing inventory on the back end. In addition to those features, WooCommerce is also affordable, scalable, and is secure. One of the key features of WooCommerce is that it has a wide variety of paid and free extensions available to enable you to expand your functionality and features on your website. 

WooCommerce also supports several payment gateways including PayPal, Visa, Mastercard, and ChargeAfter Buy Now Pay Later shopping cart financing. 

Find out more about ChargeAfter’s Buy Now Pay Later WooCommerce integration here

Shopify

Shopify has a large market share when it comes to eCommerce. This robust platform offers various features for multi-channel purchases meaning that you are able to sell online, in-store, on social media, or through third-party marketplaces. This platform can be used to process payments and refunds, deliveries, and POS transactions in-store. 

While this eCommerce platform is a bit more costly compared to WooCommerce, it does offer an extensive range of extensions, plug-ins, and functionality. Key features include unlimited bandwidth and storage, unlimited product uploads, gift cards, fraud analysis, finance reports, and manual order creation. 

Much like WooCommerce, Shopify offers support for various payment gateways such as PayPal, Stripe, and ChargeAfter Point Of Sale Consumer Financing. 

Find out more about ChargeAfter’s Buy Now Pay Later Shopify integration here

BigCommerce

BigCommerce is an open SaaS platform and is the perfect fit for enterprise-level software companies. While it comes with many of the powerful features also offered by Shopify and WooCommerce such as multi-channel purchasing and selling and SEO tools, it does come with some complexities. 

Key features of BigCommerce include flexible APIs, start-up plans, SEO control, Headless commerce for WordPress, customization, and payment and inventory management.  

Payment gateways supported by BigCommerce include Stripe, Apple Pay, PayPal, Pay with Amazon, and ChargeAfter Instant Buy Now Pay Later Financing. 

Find out more about ChargeAfter’s Buy Now Pay Later BigCommerce integration here