With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.
Home Improvement Financing
Elevate your home improvement consumer finance offer with our embedded lending platform. Our waterfall financing model will match your customers to best-fit personalized financing options, covering prime, near-prime, and subprime options. Wherever and however your customers shop, online, in-store, or even from the comfort of their own homes, our omnichannel lending capabilities ensure a fast and seamless consumer finance experience, integrated at every point of sale. It’s not just your shoppers who benefit from a simplified experience, our embedded lending platform has easy post-sale management and valuable analytics to help your business grow.Request a demo
Say goodbye to painful integrations and declined financing
Say hello to a seamless embedded lending experience and increased approvals
Home improvement is expensive and homeowners face challenges in budgeting for renovations, often needing to compromise on their desired projects. Economic factors like inflation and interest rates also impact loan accessibility for home improvements, making it difficult for many to finance their renovation projects. Merchants and suppliers can struggle to provide their customers with consumer finance that covers the credit spectrum and is easily accessible at every point of sale.
ChargeAfter’s embedded lending platform offers a solution for home improvement retailers and contractors. In a single application homeowners apply to multiple lending options and are matched with the best financing options for their personal circumstances through our waterfall financing technology. This approach provides flexibility and convenience, reducing the financial strain of home improvement projects. As well as enabling affordability to shoppers, the platform helps merchants to increase conversion and AOV.
Our lender network
Check out the financial partners driving more approvals at your point of saleLearn more
Unleash the power of the
Embedded Lending Platform
Join merchants across the globe reporting approvals of over 80%.
We are fully secure and protected, giving you peace of mind.
Build your customer base with more approvals - they’ll remember you for it.
Optimize your financing
offers with powerful consumer
Our embedded lending network accommodates any customer, regardless of their credit history or score.
Integrate any lender and consumer finance product into your embedded lending offer.
ChargeAfter is revolutionizing consumer financing worldwide for businesses like these.
ChargeAfter was a game-changer for us. We saw a 67% increase in financing applications with high and stable approval rates. It’s clear that our customers love the flexibility and convenience that ChargeAfter provides.
As more of our customers request improved financing options, our priority is to meet this demand and provide a first-class experience that reflects our ethos of embracing change. ChargeAfter’s embedded lending platform supports this vision as it easily connects clients to multiple lenders in a fast and seamless process.