With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.
Point-of-sale appliance financing with waterfall financing technology
Appliance financing helps your customers purchase the appliances they want without the immediate financial burden by enabling consumers to spread cost over time. Deliver higher financing approval rates with our waterfall financing embedded lending platform. It’s the only tool merchants need to manage POS financing from application to post-sale management.
Request a demoSay goodbye to painful integrations and declined financing
Say hello to a seamless embedded lending experience and increased approvals
The problem
POS financing declines can prevent customers from completing purchases, especially for big-ticket items like appliances. When retailers integrate single lenders into their consumer financing, customers experience a confusing, disjointed journey with high decline rates. This results in lost revenues and negatively affects brand loyalty.
The solution
Provide your customers with a seamless omnichannel financing experience, with higher approval rates with ChargeAfter’s embedded lending platform. Our waterfall finance approach means that you can effortlessly provide your customers with personalized point-of-sale financing tailored to their individual needs, resulting in higher approval rates to enhance your sales.
Easily connect
to multiple lenders
Get up and running quickly with rapid integrations and accelerate time-to-market with a swift onboarding process that connects multiple lenders to every point of sale through our APIs, SDKs, and ecommerce extensions.
Configure your waterfall cascade with primary, secondary, and tertiary lenders of your choice. Build a lending offering that covers multiple segments, products, and geographic locations, all tailored for your brand.
Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.
Any product, any lender, anywhere
Effortlessly connect with lenders in multiple countries through our embedded lending network. Our platform makes it simple and straightforward to add, remove, and manage financial products.
Unleash the power of the
Embedded Lending Platform
Boost approvals
Join merchants across the globe reporting approvals of over 80%.
Guaranteed security
We are fully secure and protected, giving you peace of mind.
Build loyalty
Build your customer base with more approvals - they’ll remember you for it.
Leverage data
Optimize your financing
offers with powerful consumer
financing analytics.
Unlock choices
Our embedded lending network accommodates any customer, regardless of their credit history or score.
Future proof
Integrate any lender and consumer finance product into your embedded lending offer.