White-Label Embedded Lending Solutions for Banks

The White-Label Embedded Lending Hub Trusted by Top-Tier Banks

Create, manage and distribute any lending product for merchants and consumers in one centralized platform. ChargeAfter is the leading white-label embedded lending hub trusted by tier-one financial institutions.

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Top-tier trusted embedded lending for financing institutions

The Lending hub

Be the bank, ChargeAfter will do the rest

Create any point-of-sale lending product in a white-label POS system. With ChargeAfter’s embedded lending platform you can create, manage, and distribute the lending model that works for you. Whether you want a single lender model or waterfall finance, you can easily provide every lending product on a single platform with a fast go-to-market.

Offer short-term and long-term installments, BNPL (buy now pay later), revolving credit, private label credit cards, personal loans, project loans, and other lending assets. Our integration suite and eCommerce extension connect you to any merchant. Seamlessly.

Create any lending product in one lending hub.
We embed it.

Create, distribute, and manage your financial products at scale to merchants worldwide.

Create

Create any white-label embedded lending product, such as installments, revolving credit, BNPL, B2B, B2C and anything inbetween.

consumer lending platform with consumer finance portfolio in a single lending hub

Product building

Create any lending issuance product you want with adjustable and flexible terms.

Configurable waterfalls

Set up a waterfall with secondary and tertiary lenders of your choice to pick up declines.

White label

Customize our white-label platform to ensure that your brand is front and center.

Manage

Operate and manage the entire lending journey in one embedded lending platform. From product creation to merchant management, the platform has you covered.

one embedded lending platform with - b2b loan - revolving loan - BNPL - project loan - PLCC - personal loan - installment loan

Seamless integration

Connect to any standard or custom platform with full APIs, SDKs, and ecommerce extensions.

Merchant onboarding

Scale up fast and onboard merchants in a matter of days with self-service automation.

Product distribution

Embed your financial products throughout the omnichannel journey, in-store or online.

Distribute

Quickly onboard merchants. The platform supports APIs and SDKs to deliver fast and on-time merchant integration and wide distribution, so that your merchants can serve any shoppers anywhere, online, instore, and at every point of sale.

embedded finance platform integration with API - SDK - ecommerce platforms - in-store devices for optimal omnichannel financing

Centralized management

Manage multiple consumer lending programs, products and merchants on a single dashboard.

Chargebacks & disputes

Provide end-to-end customer service through the resolution center in the merchant portal.

Reports & analytics

Access transaction data and insights to optimize your lending portfolio and identify growth opportunities.

Everything you need to succeed in one lending hub

While you focus on being the bank, we take care of your embedded consumer finance offer. We enable fast GTM with direct integrations to ecommerce platforms and POS devices. Our fully white-label POS solution handles all aspects of the lending cycle, from origination to reconciliation. Keep your merchants happy with higher revenues, approvals and converstions with your embedded lending program. The platform guarantees bank-level security and has compliance embedded.

Expand

Financial products with one lending platform.

Integrate

With any ecommerce
& POS platform.

Maintain

Your brand consistency with our white label solution.

Boost

Merchant satisfaction and retention with higher approvals.

Ensure

Embedded compliance
and regulation.

Guarantee

Robust bank level security
for financial data.

Our mark on the market

Lenders

Avg. Approval Rate

85%

Countries

Security and compliance

We prioritize data security with a strong program based on the ISO 27001 framework. Our employees receive thorough security training, and our product is hosted on the secure Google Cloud Platform. Management actively engages in security through risk assessments and steering committees. We enforce strict access controls, conduct audits, and have a practiced incident response plan for enhanced preparedness.