With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.
Easily transform your consumer finance offer with multi-lender embedded financing
Seamlessly integrate multiple lenders into every point of sale to deliver an exceptional customer experience, maximize consumer finance approval rates, and boost sales. Delight your customers with omnichannel financing and a unified shopping journey.
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Take full control over your consumer financing offer with ease
Build the perfect waterfall finance program for your business. You have complete control to add or switch lenders and financing providers and embed new financing products as they become available. Easily optimize interest rates, MDRs, and approval rates while providing your customers with a unified embedded lending experience, no matter where they shop.
Embed omnichannel financing into customer journeys
online
Omnichannel financing, anywhere anytime
Enable your customers to apply online for consumer financing wherever they are – at home, waiting in line, or on the go. With instant online pre-qualification, shoppers can apply for POS financing now and reach checkout later with the funds in hand to complete the purchase.
IN-STORE FINANCE
Almost as easy as swiping a credit card
Provide an in-store point-of-sale financing experience that feels intuitive and familiar. With the convenience of in-store devices, tablets, and self-checkout counters, in-store financing has never been easier. Shoppers can even apply from the comfort of their own phones with QR codes.
Full omnichannel financing
Our embedded lending platform has ominchannel financing capabilities at every point of sale. Deliver consumer finance choices to your customers as they move across different channels online, in-store or clinic and via call centers, virtual assistants, and door-to-door representatives.
Easily connect
to multiple lenders
Integrate
Get up and running quickly with rapid integrations and accelerate time-to-market with a swift onboarding process that connects multiple lenders to every point of sale through our APIs, SDKs, and ecommerce financing extensions.
Select
Configure your waterfall finance journey with primary, secondary, tertiary, B2B and BNPL lenders and purchase providers of your choice. Build an embedded lending offering that covers multiple segments, products, and geographic locations, tailored to your brand.
Customize
Customize the platform to adapt to any changes as they arise. Our embedded lending platform empowers you to easily switch lenders, update policies, and connect to new lending products, giving you greater flexibility and control.
Any product, any lender, anywhere
Effortlessly connect with lenders in multiple countries through our embedded lending network. Our platform makes it simple and straightforward to add, remove, and manage financial products.
Revolving
Prime
Near prime
Installments
Prime
Near prime
BNPL
Subprime/LTO
B2B
Manage the lending journey and post-sale activities in one place
Embedded finance with post-sale management and analytics
Full reporting and transparency of your consumer financing program puts you in control. Quickly and efficiently manage chargebacks, settlements, refunds, and void reconciliations in one centralized place. Leverage consumer financing data to create targeted marketing campaigns, enhance loyalty programs, and strengthen relationships with your customers.
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Top merchants are enjoying the benefits of embedded lending
Easily connect to and integrate with multiple lenders
Offer financing products across the credit spectrum
Boost consumer finance approvals and conversation rates
Provide an exceptional omnichannel financing experience
Customize our embedded lending platform for your processes
Manage regulatory issues with embedded compliance
ChargeAfter is revolutionizing consumer financing worldwide for businesses like these.
ChargeAfter was a game-changer for us. We saw a 67% increase in financing applications with high and stable approval rates. It’s clear that our customers love the flexibility and convenience that ChargeAfter provides.
As more of our customers request improved financing options, our priority is to meet this demand and provide a first-class experience that reflects our ethos of embracing change. ChargeAfter’s embedded lending platform supports this vision as it easily connects clients to multiple lenders in a fast and seamless process.
