Why choose ChargeAfter

Point-of-sale financing requires a simple, unified solution.
ChargeAfter consolidates the largest independent network of lenders into a single platform, helping merchants seamlessly deliver personalized financing choices to their customers at every point of sale.

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The ChargeAfter advantage

Rapid omnichannel deployment

Rapidly deploy across any channel with native extensions and robust APIs.

Unbiased lender orchestration

Curate a customized lender stack that covers the full credit spectrum.

Seamless customer journey

Deliver personalized financing choices at every point of sale with a single application.

Maximized conversions

Increase approvals with real-time waterfall routing and lender matching.

Enterprise-grade infrastructure

Scale with confidence on a secure, reliable platform built for enterprise performance.

Centralized management

Gain full control over the financing cycle, lender stack, and performance.

Tailored financing for every industry

Our platform supports the unique demands of multiple sectors, adapting to your business model and customer needs.

Your all-in-one financing platform

Complete visibility and control

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Post-sale management

Manage disputes, settlements, refunds, and reconciliations from one unified dashboard with full transparency
and control.

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Lender optimization

Streamline collaboration between merchants and lenders with built-in tools to track, resolve, and manage cases efficiently.

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Data & insights

Access real-time lending data and analytics  to optimize financing programs, marketing, and customer lifetime value.

See what our merchant partners say

By integrating ChargeAfter’s embedded lending platform into BuyFin, we are offering innovation not currently offered in today’s market, simplifying the financing process, enhancing the customer experience, and empowering merchants to close more sales and build lasting customer relationships.

Clare Perry Executive Vice President

ChargeAfter was a game-changer for us. We saw a 67% increase in financing applications with high and stable approval rates. It’s clear that our customers love the flexibility and convenience that ChargeAfter provides.

George Burt ChargeAfter consumer financing
George Burt Vice President of e-commerce & Omnichannel

With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.

Guy Demascole, Raymour & Flanigan
Guy Demascole Director of Credit

As more of our customers request improved financing options, our priority is to meet this demand and provide a first-class experience that reflects our ethos of embracing change. ChargeAfter’s embedded lending platform supports this vision as it easily connects clients to multiple lenders in a fast and seamless process.

Tom Weber
Tom Weber CEO

The largest independent network of lenders

Prime

Near prime

No credit required

B2B / Card based / BNPL 

Security & compliance you can trust

We prioritize data security through a comprehensive program built on the ISO 27001 framework. Our systems and operations align with PCI DSS, SOC 2, and other leading global compliance standards to ensure the highest level of protection for merchants, lenders, and customers.

All ChargeAfter employees undergo rigorous security training, and our platform is hosted securely on Google Cloud Platform. Management actively drives security practices through regular risk assessments, steering committees, and a well-practiced incident response plan.

We enforce strict access controls, conduct continuous audits, and maintain a culture of accountability so your financing program is always secure, compliant, and resilient.