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Furniture & POS Financing with ChargeAftera Furniture & POS Financing with ChargeAftera

Say goodbye to painful integrations and declined financing

Say hello to a seamless embedded lending experience and increased approvals

Waterfall-Consumer-Financing_ChargeAfter Waterfall-Consumer-Financing_ChargeAfter

The problem

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The solution

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Easily connect
to multiple lenders

Integrate

Get up and running quickly with rapid integrations and accelerate time-to-market with a swift onboarding process that connects multiple lenders to every point of sale through our APIs, SDKs, and ecommerce extensions.

chargeafter integration with ecommerce platforms - woocommerce - shopify - hypris - big commerce - magento - nop commerce - miva
Select

Configure your waterfall cascade with primary, secondary, and tertiary lenders of your choice. Build a lending offering that covers multiple segments, products, and geographic locations, all tailored for your brand.

embedded lending with waterfall finance with primary lenders - secondary lenders - tertiary - lenders B2B lenders and BNPL lenders
Customize

Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.

customizable waterfall lending to switch lenders - update policies & connect new lending options in the embedded lending system

Any product, any lender, anywhere

Effortlessly connect with lenders in multiple countries through our embedded lending network. Our platform makes it simple and straightforward to add, remove, and manage financial products.

chargeafter revolving credit
Revolving
Prime
Citi - Lenders ChargeAfter Partners Synchrony Lenders ChargeAfter Partners Wells Fargo Lenders ChargeAfter Partners Bread financial Lenders ChargeAfter Partners
Near prime
Genesis Credit Lenders ChargeAfter Partners Fortiva Lenders ChargeAfter Partners LendCare Lenders ChargeAfter's Partners VIVE Lenders ChargeAfter's Partners
chargeafter installment loans
Installments
Prime
Citi - Lenders ChargeAfter Partners Citizens Lenders ChargeAfter's Partners VISA Lenders ChargeAfter's Partners Patient Financial institution Lenders ChargeAfter's Partners Latitude Pay Lenders ChargeAfter's Partners Bread financial Lenders ChargeAfter Partners
Near prime
Forvita Lenders ChargeAfter's Partners Covered Lenders ChargeAfter's Partners
BNPL
zip Lenders ChargeAfter's Partners Bread financial Lenders ChargeAfter Partners
chargeafter subprime lending sub-prime lending
Subprime/LTO
Progressive Leasing Lenders ChargeAfter's Partners Snap Lenders ChargeAfter's Partners Katapult Lenders ChargeAfter's Partners
American First Finance Lenders ChargeAfter's Partners OKINUS Lenders ChargeAfter's Partners Flexshopper Lenders ChargeAfter's Partners Koalafi Lenders ChargeAfter's Partners
chargeafter b2b financing
B2B
tabit Lenders ChargeAfter's Partners Credit Key Lenders ChargeAfter's Partners

Unleash the power of the
Embedded Lending Platform

Consumer financing with Chargeafter

Boost approvals

Join merchants across the globe reporting approvals of over 80%.

Consumer financing with Chargeafter

Guaranteed security

We are fully secure and protected, giving you peace of mind.

Consumer financing with Chargeafter

Build loyalty

Build your customer base with more approvals - they’ll remember you for it.

Consumer financing with Chargeafter

Leverage data

Optimize your financing

offers with powerful consumer
financing analytics.

Consumer financing with Chargeafter

Unlock choices

Our embedded lending network accommodates any customer, regardless of their credit history or score.

Consumer financing with Chargeafter

Future proof

Integrate any lender and consumer finance product into your embedded lending offer.

ChargeAfter is revolutionizing consumer financing worldwide for businesses like these.

With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.

Christopher Lloyd Director of Payment Solutions

ChargeAfter was a game-changer for us. We saw a 67% increase in financing applications with high and stable approval rates. It’s clear that our customers love the flexibility and convenience that ChargeAfter provides.

George Burt ChargeAfter consumer financing
George Burt Vice President of e-commerce & Omnichannel

As more of our customers request improved financing options, our priority is to meet this demand and provide a first-class experience that reflects our ethos of embracing change. ChargeAfter’s embedded lending platform supports this vision as it easily connects clients to multiple lenders in a fast and seamless process.

Tom Weber CEO