With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.
Point-of-Sale Retail Finance Survey: Key Trends and Retailer Insights 2025
We surveyed 100 retail decision makers about their point-of-sale financing and discovered some fascinating insights.
What you will learn
Demand for point-of-sale retail finance is increasing as shoppers look to control their spending. Meanwhile, economic pressures are causing lenders to approve fewer loans. We conducted our second survey to understand how merchants are managing their point-of-sale financing, the challenges they face, and their 2025 priorities.
- The state of consumer retail finance: how merchants are trying to meet customer demand for POS financing.
- The main challenges merchants face and their priorities for 2025.
- 6 key findings: the key trends in consumer retail finance according to retail decision makers.
ChargeAfter is revolutionizing consumer financing worldwide for businesses like these.
ChargeAfter was a game-changer for us. We saw a 67% increase in financing applications with high and stable approval rates. It’s clear that our customers love the flexibility and convenience that ChargeAfter provides.
As more of our customers request improved financing options, our priority is to meet this demand and provide a first-class experience that reflects our ethos of embracing change. ChargeAfter’s embedded lending platform supports this vision as it easily connects clients to multiple lenders in a fast and seamless process.
By integrating ChargeAfter’s embedded lending platform into BuyFin, we are offering innovation not currently offered in today’s market, simplifying the financing process, enhancing the customer experience, and empowering merchants to close more sales and build lasting customer relationships.
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