Point-of-Sale Retail Finance Survey:
Key Trends and Retailer Insights 2025
Demand for point-of-sale retail finance is increasing as shoppers look to manage their spending. At the same time, economic pressures are causing lenders to approve fewer loans. We conducted our second annual survey to understand how merchants are managing their point-of-sale financing, the challenges they face, and their 2024-25 priorities.
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What you will learn
FROM THE 2024 RETAILERS’ SURVEY
About ChargeAfter
ChargeAfter is the leading embedded lending platform for point-of-sale financing. We make it easy for merchants to provide their customers with instant access to personalized retail finance choices at every point of sale.
Our platform streamlines the retail finance omnichannel lending journey from application to approval to post-sale management. In one streamlined application, customers can apply to multiple lenders and are matched to the most suitable financing options through a waterfall finance model, achieving up to 85% approval rates. Merchants gain from effortless post-sale management, comprehensive control, and valuable insights all within a single platform.
