The embedded
lending platform
designed for jewelry
and luxury goods
financing.

Let’s connect!

Financing choices for all your customers

From engagement rings to high-end watches, luxury purchases deserve a financing experience that matches their significance. ChargeAfter’s embedded lending platform empowers jewelers and luxury retailers to offer instant, seamless financing at the point of sale—online or in-store. With access to multiple lenders through a single application, you can approve more customers, boost conversions, and keep your brand as polished as your products.

Say goodbye to painful integrations and declined financing

Say hello to a seamless embedded lending experience and increased approvals

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The problem

Luxury purchases often come with high expectations—and high price tags. Yet many jewelers and high-end retailers still rely on limited financing options that exclude customers across the credit spectrum. Without flexible solutions, prime buyers may walk away for better terms, and non-prime customers are left without options, leading to lost sales and missed loyalty opportunities

The solution

ChargeAfter’s embedded lending platform solves this with waterfall financing—one seamless application that connects customers to a network of lenders, from prime to lease-to-own. By offering inclusive, tailored financing at the point of sale, you can maximize approvals, increase conversions, and deliver an experience that reflects the quality of your brand.

Easily connect
to multiple lenders

Integrate

Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.

Select

Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.

Customize

Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.

Learn more

Our lender network

Check out the financial partners driving more approvals at your point of sale

Learn more
chargeafter lending partners and lender partner network for consumer financing utilizing chargeafters embedded lending platform
ChargeAfter embedded lending partner - Wells fargo
ChargeAfter embedded lending partner - VISA
ChargeAfter embedded lending partner - near-prime lenders - Fortiva Retail Credit
Chargeafter embedded lending partner - Citizens
ChargeAfter embedded lending partner - Flex Shopper
ChargeAfter embedded lending partner - Progressive Leasing
ChargeAfter embedded lending partner - OKINUS
chargeafter embedded lending partner - Acima
ChargeAfter embedded lending partner - subprime lenders - Katapult
ChargeAfter embedded lending partner - Koalafi
ChargeAfter embedded lending partner - near-prime lenders - Concora Credit
ChargeAfter embedded lending partner - Tabit
ChargeAfter embedded lending partner - VIVE
ChargeAfter embedded lending partner - prime lenders - Latitude Pay
ChargeAfter embedded lending partner - Zip
ChargeAfter embedded lending partner - subprime lenders - Snap finance
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Waterfall-Consumer-Financing
Waterfall-Consumer-Financing
Waterfall-Consumer-Financing
ChargeAfter embedded lending partner - Card based BNPL Buy Now Pay Later - afterpay
Allegro Credit financing by Synchrony Bank - ChargeAfter Embedded lending strategic partner

Unleash the power of the
Embedded Lending Platform

Consumer financing with Chargeafter

Boost approvals

Join merchants across the globe reporting approvals of over 80%.

Consumer financing with Chargeafter

Guaranteed security

We are fully secure and protected, giving you peace of mind.

Consumer financing with Chargeafter

Build loyalty

Build your customer base with more approvals - they’ll remember you for it.

Consumer financing with Chargeafter

Leverage data

Optimize your financing

offers with powerful consumer
financing analytics.

Consumer financing with Chargeafter

Unlock choices

Our embedded lending network accommodates any customer, regardless of their credit history or score.

Consumer financing with Chargeafter

Future proof

Integrate any lender and consumer finance product into your embedded lending offer.

ChargeAfter is revolutionizing consumer financing worldwide for businesses like these.

With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.

Guy Demascole Director of Credit

ChargeAfter was a game-changer for us. We saw a 67% increase in financing applications with high and stable approval rates. It’s clear that our customers love the flexibility and convenience that ChargeAfter provides.

George Burt ChargeAfter consumer financing
George Burt Vice President of e-commerce & Omnichannel

As more of our customers request improved financing options, our priority is to meet this demand and provide a first-class experience that reflects our ethos of embracing change. ChargeAfter’s embedded lending platform supports this vision as it easily connects clients to multiple lenders in a fast and seamless process.

Tom Weber CEO

By integrating ChargeAfter’s embedded lending platform into BuyFin, we are offering innovation not currently offered in today’s market, simplifying the financing process, enhancing the customer experience, and empowering merchants to close more sales and build lasting customer relationships.

Clare Perry Executive Vice President