With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.
The embedded
lending platform
designed for jewelry
and luxury goods
financing.
Let’s connect!

Financing choices for all your customers
From engagement rings to high-end watches, luxury purchases deserve a financing experience that matches their significance. ChargeAfter’s embedded lending platform empowers jewelers and luxury retailers to offer instant, seamless financing at the point of sale—online or in-store. With access to multiple lenders through a single application, you can approve more customers, boost conversions, and keep your brand as polished as your products.
Say goodbye to painful integrations and declined financing
Say hello to a seamless embedded lending experience and increased approvals
The problem
Luxury purchases often come with high expectations—and high price tags. Yet many jewelers and high-end retailers still rely on limited financing options that exclude customers across the credit spectrum. Without flexible solutions, prime buyers may walk away for better terms, and non-prime customers are left without options, leading to lost sales and missed loyalty opportunities
The solution
ChargeAfter’s embedded lending platform solves this with waterfall financing—one seamless application that connects customers to a network of lenders, from prime to lease-to-own. By offering inclusive, tailored financing at the point of sale, you can maximize approvals, increase conversions, and deliver an experience that reflects the quality of your brand.
Easily connect
to multiple lenders
Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.
Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.
Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.
Our lender network
Check out the financial partners driving more approvals at your point of sale
Learn more
Unleash the power of the
Embedded Lending Platform
Boost approvals
Join merchants across the globe reporting approvals of over 80%.
Guaranteed security
We are fully secure and protected, giving you peace of mind.
Build loyalty
Build your customer base with more approvals - they’ll remember you for it.
Leverage data
Optimize your financing
offers with powerful consumer
financing analytics.
Unlock choices
Our embedded lending network accommodates any customer, regardless of their credit history or score.
Future proof
Integrate any lender and consumer finance product into your embedded lending offer.