With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.
The embedded lending platform built for home improvement
Let’s connect!

Take full control over your appliance financing with ease
Appliance financing helps your customers purchase the appliances they want without the immediate financial burden by enabling consumers to spread cost over time. Deliver higher financing approval rates with our waterfall financing embedded lending platform. It’s the only tool merchants need to manage POS financing from application to post-sale management.
Make financing the easiest part of the job
Give your customers fast, flexible access to financing.
We handle the financing process, backed by multiple leading lenders, so you can stay focused on what you do best — delivering great home improvement projects. From application to approval to loan funding, our platform is the only tool you need to streamline payments and start more jobs!
Say goodbye to painful integrations and declined financing
Say hello to a seamless embedded lending experience and increased approvals
The problem
Home improvement businesses need financing solutions that work across credit tiers and support seamless, in-home sales. But traditional options leave too many homeowners behind, with limited financing options, catering to only certain credit profiles, creating friction and lost deals. Without flexible, inclusive financing, contractors risk losing jobs and revenue.
The solution
ChargeAfter’s multi-lender platform transforms how home improvement providers offer financing. One application connects customers to a network of lenders across the credit spectrum, instantly. Get real-time lender matches, see the full financing journey, and keep deals moving. More yeses. More closed jobs. Less hassle.
Easily connect
to multiple lenders
Get up and running quickly with rapid integrations and accelerate time-to-market with a swift onboarding process that connects multiple lenders to every point of sale through our APIs, SDKs, and ecommerce extensions.
Configure your waterfall cascade with primary, secondary, and tertiary lenders of your choice. Build a lending offering that covers multiple segments, products, and geographic locations, all tailored for your brand.
Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.
Any product, any lender, anywhere
Effortlessly connect with lenders in multiple countries through our embedded lending network. Our platform makes it simple and straightforward to add, remove, and manage financial products.
Unleash the power of the
Embedded Lending Platform
Boost approvals
Join merchants across the globe reporting approvals of over 80%.
Guaranteed security
We are fully secure and protected, giving you peace of mind.
Build loyalty
Build your customer base with more approvals - they’ll remember you for it.
Leverage data
Optimize your financing
offers with powerful consumer
financing analytics.
Unlock choices
Our embedded lending network accommodates any customer, regardless of their credit history or score.
Future proof
Integrate any lender and consumer finance product into your embedded lending offer.