With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.
The POS financing platform for furniture retailers
Request a demo
Take full control over your appliance financing with ease
Appliance financing helps your customers purchase the appliances they want without the immediate financial burden by enabling consumers to spread cost over time. Deliver higher financing approval rates with our waterfall financing embedded lending platform. It’s the only tool merchants need to manage POS financing from application to post-sale management.
Elevate your furniture financing offer
Delight your customers with personalized consumer financing choices that meet the needs of all of your shoppers. Leading furniture retailers boost finance approvals by integrating ChargeAfter’s embedded lending network into omnichannel customer journeys.
Say goodbye to painful integrations and declined financing
Say hello to a seamless embedded lending experience and increased approvals
The problem
Furniture retailers deliver a subpar customer journey and experience lost revenues when they fail to meet their customers’ demand for POS financing resulting in low approval rates. The single lender approach to POS financing is difficult to manage and leads to a poor customer journey with high declines.
The solution
ChargeAfter offers personalized financing choices at every point of sale. Our platform is all you need to streamline the consumer financing journey from application to approval to post-sale management, resulting in an exceptional experience and approval rates of up to 85%.
Easily connect
to multiple lenders
Integrate
Get up and running quickly with rapid integrations and accelerate time-to-market with a swift onboarding process that connects multiple lenders to every point of sale through our APIs, SDKs, and ecommerce extensions.
Select
Configure your waterfall cascade with primary, secondary, and tertiary lenders of your choice. Build a lending offering that covers multiple segments, products, and geographic locations, all tailored for your brand.
Customize
Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.
Any product, any lender, anywhere
Effortlessly connect with lenders in multiple countries through our embedded lending network. Our platform makes it simple and straightforward to add, remove, and manage financial products.
Revolving
Prime
Near prime
Installments
Prime
Near prime
BNPL
Subprime/LTO
B2B
Unleash the power of the
Embedded Lending Platform
Boost approvals
Join merchants across the globe reporting approvals of over 80%.
Guaranteed security
We are fully secure and protected, giving you peace of mind.
Build loyalty
Build your customer base with more approvals - they’ll remember you for it.
Leverage data
Optimize your financing
offers with powerful consumer
financing analytics.
Unlock choices
Our embedded lending network accommodates any customer, regardless of their credit history or score.
Future proof
Integrate any lender and consumer finance product into your embedded lending offer.
ChargeAfter is revolutionizing consumer financing worldwide for businesses like these.
ChargeAfter was a game-changer for us. We saw a 67% increase in financing applications with high and stable approval rates. It’s clear that our customers love the flexibility and convenience that ChargeAfter provides.
As more of our customers request improved financing options, our priority is to meet this demand and provide a first-class experience that reflects our ethos of embracing change. ChargeAfter’s embedded lending platform supports this vision as it easily connects clients to multiple lenders in a fast and seamless process.
