The consumer
finance platform for
aftermarket car part
retailers

Let’s connect!

Drive more sales with flexible financing for aftermarket car parts

ChargeAfter empowers you to offer seamless consumer financing across all channels — online, in-store, or at the service center. With a single integration, you can provide financing options like 0% APR, installment loans, BNPL, and lease-to-own. Our multi-lender platform helps boost approval rates, increase average order value, and gives you real-time data and post-sale tools for reconciliation and performance tracking.

Say goodbye to painful integrations and declined financing

Say hello to a seamless embedded lending experience and increased approvals

Waterfall-Consumer-Financing_ChargeAfter Waterfall-Consumer-Financing_ChargeAfter

The problem

Traditional consumer financing models, especially those relying on single lenders often lead to high decline rates, frustrated customers, and lost sales. For aftermarket car part retailers, this means missed opportunities both online and in-store, and added complexity in managing financing programs that don’t serve the full credit spectrum.

The solution

Traditional consumer financing models, especially those relying on single lenders often lead to high decline rates, frustrated customers, and lost sales. For aftermarket car part retailers, this means missed opportunities both online and in-store, and added complexity in managing financing programs that don’t serve the full credit spectrum.

Easily connect
to multiple lenders

Integrate

Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.

Select

Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.

Customize

Business users can easily customize the platform to adapt for any needed changes. For example, they can switch lenders, update policies, and connect to new lending products, empowering them with greater flexibility and control.

Learn more

Our lender network

Check out the financial partners driving more approvals at your point of sale

chargeafter revolving credit
Revolving
Prime
Near prime
chargeafter installment loans
Installments
Prime
Near prime
BNPL & Card based
chargeafter subprime lending sub-prime lending
Subprime/LTO
chargeafter b2b financing
B2B

Unleash the power of the
Embedded Lending Platform

Consumer financing with Chargeafter

Boost approvals

Join merchants across the globe reporting approvals of over 80%.

Consumer financing with Chargeafter

Guaranteed security

We are fully secure and protected, giving you peace of mind.

Consumer financing with Chargeafter

Build loyalty

Build your customer base with more approvals - they’ll remember you for it.

Consumer financing with Chargeafter

Leverage data

Optimize your financing

offers with powerful consumer
financing analytics.

Consumer financing with Chargeafter

Unlock choices

Our embedded lending network accommodates any customer, regardless of their credit history or score.

Consumer financing with Chargeafter

Future proof

Integrate any lender and consumer finance product into your embedded lending offer.

ChargeAfter is revolutionizing consumer financing worldwide for businesses like these.

With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.

Guy Demascole Director of Credit

ChargeAfter was a game-changer for us. We saw a 67% increase in financing applications with high and stable approval rates. It’s clear that our customers love the flexibility and convenience that ChargeAfter provides.

George Burt ChargeAfter consumer financing
George Burt Vice President of e-commerce & Omnichannel

As more of our customers request improved financing options, our priority is to meet this demand and provide a first-class experience that reflects our ethos of embracing change. ChargeAfter’s embedded lending platform supports this vision as it easily connects clients to multiple lenders in a fast and seamless process.

Tom Weber CEO

By integrating ChargeAfter’s embedded lending platform into BuyFin, we are offering innovation not currently offered in today’s market, simplifying the financing process, enhancing the customer experience, and empowering merchants to close more sales and build lasting customer relationships.

Clare Perry Executive Vice President