With ChargeAfter, we have the peace of mind that our point-of-sale financing is powered by a proven platform and deep industry expertise, so we can focus on giving our customers a superb furniture buying experience.
Embedded consumer finance choices at the point of sale
Provide your customers with personalized embedded financing choices in-store, online, or anywhere they shop. Our flexible turnkey multi-lender platform offers you the freedom to easily add any lender so you can maximize the potential of consumer financing for your brand.
Book a demo
Say goodbye to painful integrations and declined financing
Say hello to a seamless embedded lending experience and increased approvals
The Embedded Lending Platform
A user-friendly consumer financing platform for merchants with instant access to multiple lenders and a full spectrum of financial products. Streamline your lending process and seamlessly manage the entire cycle on one unified platform.
A unified consumer finance experience
Provide your customers with a unified omnichannel financing experience. Our state-of-the-art embedded financing platform standardizes the lending process across multiple lenders and seamlessly integrates with in-store, eCommerce, telesales, and other point-of-sale systems – for a simple loan application and approval journey.
Embedded POS financing with multiple lenders
Effortlessly integrate multiple lenders into your point of sale. Our embedded lending platform makes it easy to manage each lender’s compliance requirements, underwriting processes, and regulations. We seamlessly integrate all lenders and loan applications into a single platform.
Waterfall finance solution in real-time
Connect your customers to the ideal lender with our real-time matching engine. Deliver dynamic waterfall lending to maximize approvals through a wide range of financial products that span the entire consumer financing spectrum, tailored to your customers’ needs.
Post-sale management & analytics
Managing and optimizing your customers’ lending journeys has never been easier. Our advanced back-office enables you to easily process disputes, chargebacks, and refunds. What’s more, our reporting and analytics suite gives you all the insights you need to optimize omnichannel financing programs in one place.
POS financing built for enterprises
For merchants
With a single POS financing application, your customers are matched with multiple lenders and personalized financing choices at every point of sale.
For financial institutions
Leverage our white-label financing platform to create, manage, and distribute any consumer financing product at scale within one streamlined experience.
Our mark on the market
Lenders
40
Avg. Approval Rate
85%
Countries
3
ChargeAfter is revolutionizing consumer financing worldwide for businesses like these.
ChargeAfter was a game-changer for us. We saw a 67% increase in financing applications with high and stable approval rates. It’s clear that our customers love the flexibility and convenience that ChargeAfter provides.
As more of our customers request improved financing options, our priority is to meet this demand and provide a first-class experience that reflects our ethos of embracing change. ChargeAfter’s embedded lending platform supports this vision as it easily connects clients to multiple lenders in a fast and seamless process.
Unleash the power of the
Embedded Lending Platform
Boost approvals
Join merchants across the globe reporting approvals of over 80%.
Guaranteed security
We are fully secure and protected, giving you peace of mind.
Build loyalty
Build your customer base with more approvals - they’ll remember you for it.
Leverage data
Optimize your financing
offers with powerful consumer
financing analytics.
Unlock choices
Our embedded lending network accommodates any customer, regardless of their credit history or score.
Future proof
Integrate any lender and consumer finance product into your embedded lending offer.
Our lender network
Check out the financial partners driving more approvals at your point of sale.
Prime
Near prime
No credit required
B2B / Card based / BNPL
